业务灾难资源
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Local Resources to Help Your Business Weather the Next Storm with Background Image of Storm Clouds

PLAN

计划可以帮助您更快地恢复运营, and it gives you a competitive advantage by providing your customers assurance that you’re prepared to serve them even after a disaster. 

  1. 自助计划指南: Visit Floridadisaster.biz for an interactive guide that will generate a custom plan tailored to your business Ready.Gov/Business 
     
  2. FREE Expert Help: SBDC专家可以帮助您制定定制的灾难计划. 更多信息请致电863-784-7378.
     
  3. 准备好你的应急包: Assemble your essential documents to ensure you have the items needed to quickly submit insurance claims and apply for potential support programs. 在此查看建议的灾难工具箱清单(PDF). 

 

CONNECT

通过以下两个渠道获取最新信息:

1. Subscribe to our Business Alerts for realtime information on the activation of support programs, urgent updates and more. (仅限业务更新)

2. Subscribe to ALERT HIGHLANDS 有关恶劣天气的紧急警报, 意外封路, missing persons, 以及建筑物或社区的疏散. (All county updates)

3. 向州紧急业务数据库注册您的业务,网址为 Floridadisaster.biz.


 

RECOVER

REPORT DAMAGE


商业损失评估调查: Inactive


Complete the Governor-activated online damage assessment, which takes just a few minutes. Your information will be shared with emergency response agencies to expedite implementation of appropriate disaster relief programs.

The 商业损失评估调查 可以在网上拍吗 http://business.floridadisaster.org/BusinessDamageAssessments


GET HELP
Depending on the severity of a disaster, a number of resources may be activated to help businesses. 这些资源包括:

 

小企业管理局经济损失灾难贷款-无效

在这里了解更多并申请 

NEED HELP? 如有查询,请拨打免费电话与小企业管理局联系 800-659-2955 or by email at DisasterCustomerService@sba.gov

订阅小企业管理局的电子通讯 接收有关日期的最新资料, 时间和呼叫信息的各种网络研讨会会议的程序. 

 



SBA DEBT RELIEF -  ACTIVE 

This program will provide immediate relief to small businesses with non-disaster SBA loans, in particular 7(a), 504, and microloans. Under it, SBA将承担这些SBA贷款的所有贷款付款, including principal, interest, and fees, for six months. This relief will also be available to new borrowers who take out loans within six months of the President signing the bill into law.

和你的贷方核实一下,确保你的现有债务得到兑现.

NEED HELP? 如有查询,请拨打免费电话与小企业管理局联系 800-659-2955 or by email at DisasterCustomerService@sba.gov

VIEW FAQS here.

 


 

工资保障计划 - Inactive

The U.S. 小企业管理局, 在与财政部协商后, 于2021年1月8日宣布, that the 薪水保障计划 (PPP) will re-open the week of January 11 for new borrowers and certain existing PPP borrowers.

截止日期:2021年3月31日

The 薪水保障计划 贷款的目的是为小企业提供直接激励吗, 员工少于500人, 让他们的员工继续工作. The 小企业管理局 (SBA) program provides eight weeks of cash-flow assistance through 100 percent federally guaranteed loans. The SBA will partially forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, 按揭利息或水电费.

促进获得资本, initially only community financial institutions will be able to make First Draw PPP Loans on Monday, January 11, 以及周三的第二笔PPP贷款, January 13. 此后不久,PPP将向所有参与的贷款机构开放. Updated PPP guidance outlining Program changes to enhance its effectiveness and accessibility was released on January 6 in accordance with the Economic Aid to Hard-Hit Small Businesses, Non-Profits, and Venues Act.

This round of the PPP continues to prioritize millions of Americans employed by small businesses by authorizing up to $284 billion toward job retention and certain other expenses through March 31, 2021, and by allowing certain existing PPP borrowers to apply for a Second Draw PPP Loan. LEARN MORE HERE

 

SBA目前提供:

PPP First Draw Loans 对于第一次参加项目的人.
PPP二次提取贷款 beginning January 13, 2021 for certain businesses who have previously received a PPP loan.


CLICK HERE 有关资格的资料, loan program details, 以及如何向佛罗里达小企业发展中心申请.

The 佛罗里达小企业发展中心网络 recommends contacting your primary business bank first. If your banker does not participate in the program, they can refer you to a local participating bank. 你也可以通过SBA的在线网站在该地区找到SBA认可的贷款人 Lender Match Tool.


On Wednesday, June 17, 2020 the SBA and Treasury announced new EZ and revised Full Forgiveness Applications for the 薪水保障计划. 阅读完整的新闻稿 here

CLICK HERE 查看EZ宽恕申请.
CLICK HERE 查看“完全宽恕申请”.


NEED HELP? 如有查询,请拨打免费电话与小企业管理局联系 800-659-2955 or by email at DisasterCustomerService@sba.gov

 


 

短期补偿方案 -   ACTIVE 

The 短期补偿计划 is a voluntary employer program available to provide prorated Reemployment Assistance benefits to employees. These individuals may have had work hours and earnings reduced due to the implementation of a Short-Time Compensation plan to avoid a total layoff of some employees amid COVID-19.

BEFORE YOU APPLY:审查资格要求.

APPLY HERE

NEED HELP? For inquiries, plese contact the Florida Department of Economic Opportunity toll-free at 800-204-2418. 

 


 

小企业贷款计划 ACTIVE 

The 小企业贷款计划 is available to qualified businesses that demonstrate adequate historical and/or proposed cash flow coverage and other credit underwriting metrics. 贷款收益必须用于商业目的. 商业目的包括, 但不限于:启动成本, working capital, business procurement, franchise fees, inventory, 以及购买, construction renovation or tenant improvements of an eligible place of business that is not for passive real estate investment purposes. 贷款参与率最高可达贷款总额的50%. 504过桥贷款参与, lenders are permitted to finance equipment and owner-occupied real estate purchases up to 90 percent of the total project cost. 贷款金额从25万美元到500万美元不等.

了解更多有关贷款参与计划

了解更多关于504过桥贷款计划

NEED HELP? 如有查询,请联系佛罗里达企业公司 407-956-5600 or visit 第一首创金融公司 online.
 


 

小额信贷担保项目 ACTIVE 

The 小额信贷担保项目 is available to stimulate access to credit for entrepreneurs and small businesses in Florida by providing targeted guarantees to loans made to such entrepreneurs and small businesses. Funds appropriated to the program must be reinvested and maintained as a long-term and stable source of funding for the program.

LEARN MORE

Effective immediately and during these unprecedented circumstances related to COVID-19, Enterprise Florida is suspending initial fees (normally 2%) to assist small businesses with access to credit.

NEED HELP? 如有查询,请联系佛罗里达企业公司 407-956-5600
 



黑人商业贷款计划 ACTIVE 

The 黑人商业贷款计划(BBLP) offers alternative lending solutions to Florida-based black owned small businesses by providing short-term loans and technical assistance.

Visit FAMU联邦信用合作社 or the 迈阿密海湾基金会 查阅贷款计划资料. 

通过知名网站申请

使用迈阿密海湾粉底
 



重建佛罗里达州商业贷款基金 -   ACTIVE 

The 佛罗里达商业贷款基金 提供资金,协助企业开展弹性工作. 这些资金将填补目前可用资金的缺口, 企业可负担得起的资本,可用于购买库存, construction, working capital, 设备融资等.

APPLY HERE

NEED HELP? For inquiries, plese contact THE Florida Department of Economic Opportunity toll-free at 833-832-4494 or by email at FloridaBusinessLoanFund@deo.myflorida.com​.
 



佛罗里达州小企业紧急过桥贷款 -  ACTIVE 

The 佛罗里达州小企业紧急过桥贷款计划 由总督启动,以提供短期, 向受飓风伊恩影响的企业提供无息贷款. Administered by the Florida Department of Economic Opportunity (DEO) in partnership with the Florida SBDC Network and Florida 第一首创金融公司 (FFCFC).

查询应直接向经济机会部(DEO),地址为 1-833-832-4494.or by email at FloridaBusinessLoanFund@deo.myflorida.com 

 


 

节省小企业基金-   INACTIVE / CLOSED 

The 拯救小企业基金 是美国的一项倡议.S. Chamber of Commerce Foundation and is a grantmaking initative offering short-term relief for small employers in the US and its territories. 由企业和慈善合作伙伴资助, 拯救小企业基金是一项集体努力,提供5美元,向尽可能多的小雇主提供5000美元的补助金. 

CLICK HERE 检查你的邮政编码,看看你是否在一个符合条件的社区. 

CLICK HERE 有关此奖助金、资格和奖助金赞助者的更多信息. 

申请于2020年4月20日下午3点开始接受.

 


OUR MISSION

Enhancing the quality of life in Highlands County by attracting a variety of new businesses and increasing industrial investment, all while facilitating the retention and successful expansion of existing businesses and industry.

Keep In Touch

Economic Development
6686体育集团官网委员会委员
(E)
economicdevelopment@highlandsfl.gov
(P) 863.402.6924
(F) 863.402.6651